Even a minor car crash can leave you in shock, making it hard to think clearly. However, doing the right things and avoiding the wrong things is essential to getting the compensation you deserve if the crash is someone else’s fault.
Here are some dos and don’ts:
Do notify certain people
You need to report most crashes to the police and could be breaking the law if you do not. They can also help you by gathering evidence and a report. You also need to let your insurer know as soon as possible that you’ve been involved in a crash.
Do get a medical check-up
There are two reasons for this: Firstly, it might just save your life as there are some serious injuries that can occur in crashes that are not always immediately apparent to the person themselves. Secondly, the medical report will be crucial to document any injuries you need to claim for, and the sooner after the collision you get it, the clearer the link between the injury and the crash will be. If you don’t get a check-up till a few days later, the insurer may claim the injury occurred elsewhere and is not their responsibility.
Don’t say too much
Maybe you worry that the crash was somehow your fault even when it wasn’t. However, you cannot afford to share your thoughts with others right now. It could harm your case if you start apologizing to the other party or telling them, the police, a bystander or your social media followers that you were only trying to get something out of your bag, only turned away for a second, did not see the other vehicle pulling out or anything like that. If you have doubts about the cause of the crash, keep them for your attorney.
Don’t talk to the other party’s insurer
They may try to trick you into saying something that will harm your case. Or make you an early settlement offer that is far below what you need. You do not have to talk to them so just hang up if they call or tell them to speak to your attorney.
You may not remember all of this when a crash occurs, which is why it’s best to get legal help to guide you.